Award winning UK Breakdown cover to suit your needs

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We offer three levels of cover so that you can choose the one that's right for you.

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AXA Local Breakdown Cover includes up to one hour of roadside assistance or repair, if your vehicle has broken down more than 1 mile from your home. If we can't repair your vehicle, we will take you, your passengers and your vehicle to a garage or destination of your choice, up to 20 miles from where you broke down.

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AXA Nationwide Breakdown Cover provides all benefits of our Local Cover, as well as recovery of you, your passengers and your vehicle anywhere in the UK. Or, we can offer overnight accommodation or car hire for up to 24 hours.

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AXA Nationwide + Homestart Breakdown Cover provides all the benefits of our Nationwide and Local Covers, as well as assistance if you break down within a mile from your home.

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Best breakdown cover 10 years running *

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Motor Breakdown Cover provides you with protection and reassurance whilst you're driving on the road.

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Vehicle Breakdown Cover – With AXA Vehicle Breakdown Cover, your vehicle (or vehicles) shown on your policy schedule will be covered.

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Cover is for private cars or motorcycles only that are less than 16 years old, and that are;

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If you've broken down, please make sure you're in a safe place, and as far left off the road as you can be.

What is Motor Breakdown Cover?

Motor Breakdown Cover provides you with protection and reassurance whilst you're driving on the road. If your car breaks down, we will send one of our recovery operators to try and fix the problem and get you moving again.

It's important that you choose cover to suit your needs. Please take a look below at the different types of AXA Motor Breakdown Cover that are available.

Types of Breakdown Cover

Vehicle Breakdown Cover – With AXA Vehicle Breakdown Cover, your vehicle (or vehicles) shown on your policy schedule will be covered.

Personal Breakdown Cover – With AXA Personal Breakdown Cover you will be covered in any vehicle, when your name is on the policy as a passenger or driver.

Are there any vehicle restrictions?

Cover is for private cars or motorcycles only that are less than 16 years old, and that are;

For more information, please see our policy wording

Already broken down?

If you've broken down, please make sure you're in a safe place, and as far left off the road as you can be. Stay well away from moving traffic. Put your hazard warning lights on and leave your vehicle using the nearside doors. If you are on the motorway, move over to the hard shoulder (if you can) and follow the above guidelines. If you break down in an outside lane, please stay in the vehicle and call the emergency services, as well as your break down provider.

AXA provides assistance to 90% of motor breakdowns within one hour. If you've broken down and hold either Nationwide & Home or European policy, you can use our online claim registration tool – e-Rescue - and recovery will be sent to you as quickly as possible. If you have any other policy, please give us a call on 0345 504 6391

Broken down?

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AXA Assistance services are provided by AXA Assistance (UK) Ltd. The registered company number for AXA Assistance (UK) Limited is 02638890 and its registered office is at The Quadrangle, 106-118 Station Road, Redhill, Surrey, RH1 1PR. Its Financial Services Register number is 439069.

The breakdown policies are brought to you by AXA Assistance (UK) Limited and underwritten by Inter Partner Assistance SA UK branch. Both companies are fully owned by the AXA Group.

Inter Partner Assistance S.A. UK Branch is a Branch of Inter Partner Assistance S.A. (Financial Conduct Authority registration number 202664), which is a Belgian firm authorised by the National Bank of Belgium under number 0487, with a registered head office at Louizalaan 166, 1050 Brussels. Deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority and limited regulation by the Prudential Regulation Authority. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. Inter Partner Assistance S.A. is registered in England with its registered address at 106-118 Station Road, Redhill, RH1 1PR (UK branch registration number: BR000947). Inter Partner Assistance S.A. has a share capital of EUR 130,702,613.

* Personal Finance Awards 2023/24

*** Excluding bank and public holidays.

**** Price based on local cover with excess for a vehicle aged up to 4 years - as of December 2023.